Dr. Franz Flögel
All English-language publications are shown here. You can find all publications, including the German ones herePublications (chronological)
| Year | Title / Citation | Document type | Links / Downloads |
|---|---|---|---|
| 2026 | 2026: Regional banks and industrial employment - findings from a comparison of European countries Citation: Flögel, F., Gärtner, S. & Ioannou, S. (2026): Regional banks and industrial employment - findings from a comparison of European countries. European Planning Studies. https://doi.org/10.1080/09654313.2026.2684546In light of geopolitical conflicts, the production of physical goods is seen as necessary to ensure resilient economies. However, understanding the factors supporting manufacturing remains limited. The three-sector model falls short in explaining large industrial sectors in high-income countries. Germany is a high-income country with significant secondary sector employment and features a geographically decentralized banking system. A coincidence? This study conceptualizes the relationship between the geographical structure of banking systems and industrial production and empirically tests this relationship. Analysing 26 European countries for the period 2008–2021, we detect a U-shape relationship between the geographical centralization of bank headquarters and the share of industrial employment, negative for Western Europe and positive for Central and Eastern Europe. This finding suggests that at higher levels of economic development, geographical centralization in banking becomes a drag for industrial activity, thus threatening economic resilience. Alarming result, given the decline of regional banks in most European economies. Manufacturing employment, economic resilience, geographical centralisation, three-sector hypothesis, deindustrialisation | Document type: Journal article | Links / Downloads: |
| 2025 | 2025: Beyond start-up formation: Effects of entrepreneurial ecosystem support activities for developing lagging regions Citation: Flögel, F., Letonja, M., Meyer, K., Rabadjieva, M., Vilman, Z., Zhekova, R., Zlateva, M. & Butzin, A. (2025): Beyond start-up formation: Effects of entrepreneurial ecosystem support activities for developing lagging regions. Local Economy: The Journal of the Local Economy Policy Unit, 2025, 1-20. https://doi.org/10.1177/02690942241311805 | Document type: Journal article | Links / Downloads: |
| 2024 | 2024: Ecosys4you partnership (2024): A Shortlist of Education and Support Activities. Deliverable 1.3 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme Citation: Butzin, A., Flögel, F., Meyer, K. & Rabadjieva, M. (IAT-WH GE) (2024): Ecosys4you partnership (2024): A Shortlist of Education and Support Activities. Deliverable 1.3 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme. , 2024 (D1.3), 1-18. Gelsenkirchen: Institut Arbeit und Technik. | Document type: Report | Links / Downloads: |
| 2024 | 2024: Entrepreneurial Ecosystems & Startups in Ecosys4you. Potential and Venture Biographies' Analysis. Deliverable 1.2 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme. Citation: Butzin, A., Flögel, F., Meyer, K. & Rabadjieva, M. (eds.) (2024): Entrepreneurial Ecosystems & Startups in Ecosys4you. Potential and Venture Biographies' Analysis. Deliverable 1.2 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme. Gelsenkirchen: Institute for Work and Technology, Westphalian University of Applied Sciences. | Document type: Report | Links / Downloads: |
| 2024 | 2024: Potential and Venture's Biographies Analysis. Deliverable 1.2 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme Citation: Butzin, A., Flögel, F., Meyer, K. & Rabadjieva, M. (IAT-WH GE) (2024): Potential and Venture's Biographies Analysis. Deliverable 1.2 of the project Ecosys4you - Engaging Entrepreneurial Ecosystems for the Youth, funded by the European Union's Horizon Europe Research and Innovation Programme. , 2024 (D1.2). Gelsenkirchen: Institut Arbeit und Technik. | Document type: Report | Links / Downloads: |
| 2024 | 2024: Regional banks and economic resilience: the impact of the global financial crisis and COVID-19 on countries with decentralised and centralised banking systems Citation: Flögel, F. & Hejnova, T. (2024): Regional banks and economic resilience: the impact of the global financial crisis and COVID-19 on countries with decentralised and centralised banking systems. Finance and Space, 1 (1), 460-488. https://doi.org/10.1080/2833115X.2024.2418860 | Document type: Journal article | Links / Downloads: |
| 2023 | 2023: High-tech development for "left behind" places: lessons-learnt from the Ruhr cybersecurity ecosystem Citation: Butzin, A. & Flögel, F. (2023): High-tech development for "left behind" places: lessons-learnt from the Ruhr cybersecurity ecosystem. Cambridge Journal of Regions, Economy and Society, 17 (2), 307-322. https://doi.org/10.1093/cjres/rsad041 | Document type: Journal article | Links / Downloads: |
| 2023 | 2023: Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks Citation: Flögel, F. (2023): Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks. ZFW – Advances in Economic Geography, 2023, 13. https://doi.org/10.1515/zfw-2022-0011 | Document type: Journal article | Links / Downloads: |
| 2022 | 2022: High-tech left behind Citation: Butzin, A. & Flögel, F. (2022): High-tech left behind. IAT discussion paper, 22 (04). Gelsenkirchen: Institut Arbeit und Technik. | Document type: Internet document | Links / Downloads: |
| 2021 | 2021: The Effects of Regional Banks on Economic Resilience during the COVID-19 Pandemic and the Global Financial Crisis. A Cross-Country Comparison of the European Countries Citation: Flögel, F. & Hejnová, T. (2021): The Effects of Regional Banks on Economic Resilience during the COVID-19 Pandemic and the Global Financial Crisis. A Cross-Country Comparison of the European Countries. IAT discussion paper, 21 (01). Gelsenkirchen: Institut Arbeit und Technik. | Document type: Internet document | Links / Downloads: |
| 2020 | 2020: Digitalisation and (de)centralisation in Germany - a comparative study of retail banking and the energy sector Citation: Beckamp, M. & Flögel, F. (2020): Digitalisation and (de)centralisation in Germany - a comparative study of retail banking and the energy sector. IAT discussion paper, 2020 (04). Gelsenkirchen: Institut Arbeit und Technik. | Document type: Internet document | Links / Downloads: |
| 2020 | 2020: The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Citation: Flögel, F. & Gärtner, S. (2020): The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Tijdschrift voor economische en sociale geografie. https://doi.org/10.1111/tesg.12440 | Document type: Journal article | Links / Downloads: |
| 2019 | 2019: Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany Citation: Beckamp, M. & Flögel, F. (2019): Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany. Economic notes: review of banking, finance and monetary economics, 48 (3), 1-20. https://doi.org/10.1111/ecno.12159 | Document type: Journal article | Links / Downloads: |
| 2018 | 2018: Comparative Studies of Financial Systems – New Differentiation Methods Required Citation: Gärtner, S. & Flögel, F. (2018): Comparative Studies of Financial Systems – New Differentiation Methods Required. Research and development at the Westphalian University: research report 2014 - 2017 , 18. Gelsenkirchen: Institute for Work and Technology, Westphalian University of Applied Sciences. | Document type: Report | Links / Downloads: |
| 2018 | 2018: Comparative studies of financial systems: new differentiation methods required Citation: Gärtner, S. & Flögel, F. (2018): Comparative studies of financial systems: new differentiation methods required. Research and development at the Westphalian University: research report 2014 - 2017, 18. Gelsenkirchen: Westfälische Hochschule, University of Applied Sciences. | Document type: Report | Links / Downloads: |
| 2018 | 2018: Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany Citation: Flögel, F. (2018): Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany. Journal of economic geography , 18 (1), 35-57. | Document type: Journal article | Links / Downloads: |
| 2018 | 2018: Lost diversity: business lending in the centralised banking system of the UK Citation: Flögel, F. & Gärtner, S. (2018): Lost diversity: business lending in the centralised banking system of the UK. Vierteljahreshefte für Wirtschaftsforschung, 87 (4), 67-86. | Document type: Journal article | Links / Downloads: |
| 2018 | 2018: The banking systems of Germany, the UK and Spain from a spatial perspective: lessons learned and what is to be done? = Ein Vergleich der Bankensysteme in Deutschland, dem Vereinigten Königreich und Spanien aus räumlicher Perspektive: Befunde und Handlungsbedarf Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK and Spain from a spatial perspective: lessons learned and what is to be done? = Ein Vergleich der Bankensysteme in Deutschland, dem Vereinigten Königreich und Spanien aus räumlicher Perspektive: Befunde und Handlungsbedarf. IAT discussion paper, 2018 (01A). Gelsenkirchen: Institute for Work and Technology. | Document type: Internet document | Links / Downloads: |
| 2018 | 2018: The banking systems of Germany, the UK and Spain from a spatial perspective: the UK case Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK and Spain from a spatial perspective: the UK case. IAT discussion paper, 2018 (03). Gelsenkirchen: Institute for Work and Technology. | Document type: Internet document | Links / Downloads: |
| 2018 | 2018: The banking systems of Germany, the UK und Spain from a spatial perspective: the German case Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK und Spain from a spatial perspective: the German case. IAT discussion paper, 2018 (04). Gelsenkirchen: Institute for Work and Technology. | Document type: Internet document | Links / Downloads: |
| 2017 | 2017: Bank branches as places of knowledge creation: conceptual considerations and empirical findings at the micro-geographical scale Citation: Flögel, F. & Zademach, H. (2017): Bank branches as places of knowledge creation: conceptual considerations and empirical findings at the micro-geographical scale. ERDKUNDE – Archive for Scientific Geography, 71 (4), 301-312. | Document type: Journal article | Links / Downloads: |
| 2016 | 2016: Distance and modern banks' lending to SMEs: decentralised versus centralised banking in Germany Citation: Flögel, F. (2016): Distance and modern banks' lending to SMEs: decentralised versus centralised banking in Germany. IAT discussion paper, 2016 (01). Gelsenkirchen: Institut Arbeit und Technik. | Document type: Internet document | Links / Downloads: |
| 2015 | 2015: Deprived neighbourhoods as capital for enterprises Citation: Flögel, F. & Gärtner, S. (2015): Deprived neighbourhoods as capital for enterprises. In Mason, C., Reuschke, D., Syrett, S. & van Ham, M. (eds.), Entrepreneurship in cities: neighbourhoods, households and homes (175-198). Cheltenham: Elgar. https://doi.org/10.4337/9781784712006.00018 | Document type: Article in | Links / Downloads: |
| 2015 | 2015: The new realist ontology: metatheoretical foundation for research of modern finance? Citation: Flögel, F. (2015): The new realist ontology: metatheoretical foundation for research of modern finance? Zeitschrift für Wirtschaftsgeographie, 59 (4), 230-242. | Document type: Journal article | Links / Downloads: |
| 2014 | 2014: Call for a spatial classification of banking systems through the lens of SME finance - decentralized versus centralized banking in Germany as an example Citation: Gärtner, S. & Flögel, F. (2014): Call for a spatial classification of banking systems through the lens of SME finance - decentralized versus centralized banking in Germany as an example. IAT discussion paper, 2014 (01). Gelsenkirchen: Institute for Work and Technology. | Document type: Internet document | Links / Downloads: |