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Publications

Discussion Papers

Here you see our publications in English. For a result list of all publications click here

Beckamp, Marius / Flögel, Franz
2020: Digitalisation and (de)centralisation in Germany - a comparative study of retail banking and the energy sector. Internet-Dokument. Gelsenkirchen: Inst. Arbeit und Technik. IAT discussion paper, no. 20/04 PDF


Flögel, Franz / Gärtner, Stefan
2018: The banking systems of Germany, the UK und Spain from a spatial perspective: the German case. Gelsenkirchen: Institute for Work and Technology. IAT discussion paper, no. 18/04 PDF


Flögel, Franz / Gärtner, Stefan
2018: The banking systems of Germany, the UK and Spain from a spatial perspective: the UK case. Gelsenkirchen: Institute for Work and Technology. IAT discussion paper, no. 18/03 PDF


Gärtner, Stefan / Fernandez, Jorge
2018: The banking systems of Germany, the UK and Spain from a spatial perspective: the Spanish case. Gelsenkirchen: Institute for Work and Technoloy. IAT discussion paper, no. 18/02 PDF


Flögel, Franz / Gärtner, Stefan
2018: The banking systems of Germany, the UK and Spain from a spatial perspective: lessons learned and what is to be done? = Ein Vergleich der Bankensysteme in Deutschland, dem Vereinigten Königreich und Spanien aus räumlicher Perspektive: Befunde und Handlungsbedarf. Gelsenkirchen: Institute for Work and Technology. IAT discussion paper, no. 18/01A PDF


Scheuplein, Christoph / Kahl, Julian
2017: Do company builders create jobs? Examining the rise of incubation finance in Germany. Gelsenkirchen: Institute for Work and Technology. IAT discussion paper, no. 17/01 PDF


Flögel, Franz
2016: Distance and modern banks' lending to SMEs: decentralised versus centralised banking in Germany. Gelsenkirchen: Institute for Work and Technoloy. IAT discussion paper, no. 16/01 PDF


Gärtner, Stefan / Flögel, Franz
2014: Call for a spatial classification of banking systems through the lens of SME finance - decentralized versus centralized banking in Germany as an example. Gelsenkirchen: Institute for Work and Technology. IAT discussion paper, no. 14/01 PDF