Dr. Franz Flögel
Deputy Director of Research Department Spatial Capital
// +49 (0)209.1707-203
Franz Flögel graduated as Magister Artium at Potsdam University in 2010. He studied human geography, economics and political science at Potsdam University, Humboldt University of Berlin and University of Nottingham and received a scholarship of the German National Academic Foundation. Since 2010, he has been working as a researcher at the IAT in the research department "Spatial Capital". In 2017, he completed his PhD at the professorship of Economic Geography (Professor Hans-Martin Zademach) of the Catholic University of Eichstätt-Ingolstadt. His dissertation compares the corporate lending practices of regional and large German banks.
Research fields:
- Finance and regional development
- Especially banking and regional development
- Public finance and regional development
- Regional development and economic promotion
- Geography of retailing and consumption
Academic rewards/distinctions:
2006-2010 recipient of a merit scholarship of the German National Academic Foundation
2013-2015 PhD scholarship of the German National Academic Foundation
2017 Prizewinner of the Eichstätter Universitätsgesellschaft e.V. for outstanding scientific dissertations
Memberships:
- Study group geography of retailing (Arbeitskreis geographische Handelsforschung),
- VGDH
- Junges Forum der Akademie für Raumforschung und Landesplanung
- Alumni of the German National Academic Foundation e.V.
Projects (selection)
Engaging entrepreneurial ecosystems for the youth / Ecosys4you
Project run-time: 01.06.2023 - 31.05.2026- Project run-time: 01.07.2019 - 31.03.2022
Measuring diversity - Geographical diversity and regional banks in Europe / GDivEU
Project run-time: 01.06.2021 - 30.11.2021
English Publications (Selection)
| Year | Title / Citation | Document type | Links / Downloads |
|---|---|---|---|
| 2020 | 2020: The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Citation: Flögel, F. & Gärtner, S. (2020): The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Tijdschrift voor economische en sociale geografie. https://doi.org/10.1111/tesg.12440By providing liquidity Hausbanks can support business clients to overcome the social shutdown and hence cushion the economic impacts of the COVID-19 pandemic. Germany's regional banks demonstrated such ability in the financial crisis of 2008/09 when, in contrast to large banks, they extended lending. Revisiting research on the global financial crisis and relationship banking, this note presents hints on the soundness and lending ability of retail banks, discussing their influence in the virus-related economic turmoil. Banks appear better prepared to resist the crisis than in 2008. Still, the (looming) turmoil of the real economy at large tends to stress all banks and regional banks in particular, owing, among other reasons, to their leading position in business lending. The crisis represents a chance for Hausbanks to prove their commitment to business clients and provides a possibility for researchers to analyse the performance of different types of banks. | Document type: Journal article | Links / Downloads: |
| 2019 | 2019: Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany Citation: Beckamp, M. & Flögel, F. (2019): Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany. Economic notes: review of banking, finance and monetary economics, 48 (3), 1-20. https://doi.org/10.1111/ecno.12159 | Document type: Journal article | Links / Downloads: |
| 2018 | 2018: Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany Citation: Flögel, F. (2018): Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany. Journal of economic geography , 18 (1), 35-57. | Document type: Journal article | Links / Downloads: |
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Dr. Franz Flögel
Deputy Director of Research Department Spatial Capital
// +49 (0)209.1707-203
Jahrgang 1985. Magisterstudium der Humangeographie, Volkswirtschaftslehre und Politikwissenschaften an der Universität Potsdam, der Humboldt Universität zu Berlin und der University of Nottingham. Seit 2010 wissenschaftlicher Mitarbeiter am Institut Arbeit und Technik im Forschungsschwerpunkt Raumkapital. 2017 Abschluss der Promotion an der Professur für Wirtschaftsgeographie der Katholischen Universität Eichstätt-Ingolstadt zum Thema der Unternehmenskreditvergabe regionaler Banken und Großbanken im Vergleich.
Arbeits-/ Forschungsschwerpunkte:
- Finanzgeographie, insbesondere Banken und Raum, sowie öffentliche regionale Finanzen
- Wirtschaftsförderung / Regionalentwicklung,
- Konsumption / Einzelhandel
Auszeichnungen:
- 2006-2010 Leistungsstipendium der Studienstiftung des deutschen Volkes
- 2013 - 2015 Promotionsstipendium der Studienstiftung des deutschen Volkes
- 2017 Promotionspreis der Eichstätter Universitätsgesellschaft e.V. für herausragende wissenschaftliche Abschlussarbeiten
Mitgliedschaften:
- Arbeitskreis geographische Handelsforschung
- Verband der Geographen an deutschen Hochschulen
- Junges Forum der Akademie für Raumforschung und Landesplanung
- Alumni der Studienstiftung e.V.
Projects (selection)
Show list with all projectsEnglish Publications (Selection)
| Year | Title / Citation | Document type | Links / Downloads |
|---|---|---|---|
| 2023 | 2023: Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks Citation: Flögel, F. (2023): Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks. ZFW – Advances in Economic Geography, 2023, 13. https://doi.org/10.1515/zfw-2022-0011 | Document type: Journal article | Links / Downloads: |
| 2019 | 2019: Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany Citation: Beckamp, M. & Flögel, F. (2019): Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany. Economic notes: review of banking, finance and monetary economics, 48 (3), 1-20. https://doi.org/10.1111/ecno.12159 | Document type: Journal article | Links / Downloads: |
| 2018 | 2018: Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany Citation: Flögel, F. (2018): Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany. Journal of economic geography , 18 (1), 35-57. | Document type: Journal article | Links / Downloads: |
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