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Theme: Public services & finances

Year	Title / Citation	Document type	Links / Downloads
2023	2023: Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks Citation: Flögel, F. (2023): Injecting climate finance into SME lending in Germany: Opportunities for and limitations of regional savings and cooperative Banks. ZFW – Advances in Economic Geography, 2023, 13. https://doi.org/10.1515/zfw-2022-0011 Abstract / Keywords	Document type: Journal article	Links / Downloads:
2021	2021: The Effects of Regional Banks on Economic Resilience during the COVID-19 Pandemic and the Global Financial Crisis. A Cross-Country Comparison of the European Countries Citation: Flögel, F. & Hejnová, T. (2021): The Effects of Regional Banks on Economic Resilience during the COVID-19 Pandemic and the Global Financial Crisis. A Cross-Country Comparison of the European Countries. IAT discussion paper, 21 (01). Gelsenkirchen: Institut Arbeit und Technik.	Document type: Internet document	Links / Downloads:
2020	2020: Digitalisation and (de)centralisation in Germany - a comparative study of retail banking and the energy sector Citation: Beckamp, M. & Flögel, F. (2020): Digitalisation and (de)centralisation in Germany - a comparative study of retail banking and the energy sector. IAT discussion paper, 2020 (04). Gelsenkirchen: Institut Arbeit und Technik.	Document type: Internet document	Links / Downloads:
2020	2020: The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Citation: Flögel, F. & Gärtner, S. (2020): The COVID-19 pandemic and relationship banking in Germany: Will regional banks cushion an economic decline or is a banking crisis looming? Tijdschrift voor economische en sociale geografie. https://doi.org/10.1111/tesg.12440 Abstract	Document type: Journal article	Links / Downloads:
2019	2019: Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany Citation: Beckamp, M. & Flögel, F. (2019): Will FinTech make regional banks superfluous for small firm finance? Observations from soft information-based lending in Germany. Economic notes: review of banking, finance and monetary economics, 48 (3), 1-20. https://doi.org/10.1111/ecno.12159 Abstract	Document type: Journal article	Links / Downloads:
2018	2018: Comparative studies of financial systems: new differentiation methods required Citation: Gärtner, S. & Flögel, F. (2018): Comparative studies of financial systems: new differentiation methods required. Research and development at the Westphalian University: research report 2014 - 2017, 18. Gelsenkirchen: Westfälische Hochschule, University of Applied Sciences.	Document type: Report	Links / Downloads:
2018	2018: Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany Citation: Flögel, F. (2018): Distance and modern banks’ lending to SMEs: ethnographic insights from a comparison of regional and large banks in Germany. Journal of economic geography , 18 (1), 35-57.	Document type: Journal article	Links / Downloads:
2018	2018: Governance, Cohesion and Banking in Spain from a Spatial Perspecitve Citation: Gärtner, S. & Fernandez-Mototo, J., (2018): Governance, Cohesion and Banking in Spain from a Spatial Perspecitve. Safe bank, 71 (2). https://doi.org/10.26354/bb.1.2.71.2018 Abstract / Keywords During the global inancialcrisis, regional banks – dependent on local savings and only able to lend these savings to customers within their respective regions – helped avoid a credit crunch in some countries; while in others, they did not ful ilthis function. This paper ela borates governance structures that in luencedthe success of regional banking systems in Spain, with regard to regulation principles, the overall economic and political structures, and self-organisation of regional banks. With respect to the high importance of the decentralised banking sector in Germany, the paper compares the state of decentralised banking between Spain and Germany, concluding that the regional principle in Germany, a decentralized state structure with mechanisms of regional balance, and the self-governance of regional banks are important factors. oligopoly and other forms of market imperfection, consumption, saving and wealth, inancialcrises, banks, depository institutions, micro inanceinstitutions, mortgages, government policy and regulation, size and spatial distributions of regional economic activity	Document type: Journal article	Links / Downloads:
2018	2018: Lost diversity: business lending in the centralised banking system of the UK Citation: Flögel, F. & Gärtner, S. (2018): Lost diversity: business lending in the centralised banking system of the UK. Vierteljahreshefte für Wirtschaftsforschung, 87 (4), 67-86.	Document type: Journal article	Links / Downloads:
2018	2018: The banking systems of Germany, the UK and Spain from a spatial perspective: lessons learned and what is to be done? = Ein Vergleich der Bankensysteme in Deutschland, dem Vereinigten Königreich und Spanien aus räumlicher Perspektive: Befunde und Handlungsbedarf Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK and Spain from a spatial perspective: lessons learned and what is to be done? = Ein Vergleich der Bankensysteme in Deutschland, dem Vereinigten Königreich und Spanien aus räumlicher Perspektive: Befunde und Handlungsbedarf. IAT discussion paper, 2018 (01A). Gelsenkirchen: Institute for Work and Technology.	Document type: Internet document	Links / Downloads:
2018	2018: The banking systems of Germany, the UK and Spain from a spatial perspective: the UK case Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK and Spain from a spatial perspective: the UK case. IAT discussion paper, 2018 (03). Gelsenkirchen: Institute for Work and Technology.	Document type: Internet document	Links / Downloads:
2018	2018: The banking systems of Germany, the UK und Spain from a spatial perspective: the German case Citation: Flögel, F. & Gärtner, S. (2018): The banking systems of Germany, the UK und Spain from a spatial perspective: the German case. IAT discussion paper, 2018 (04). Gelsenkirchen: Institute for Work and Technology.	Document type: Internet document	Links / Downloads:
2017	2017: Bank branches as places of knowledge creation: conceptual considerations and empirical findings at the micro-geographical scale Citation: Flögel, F. & Zademach, H. (2017): Bank branches as places of knowledge creation: conceptual considerations and empirical findings at the micro-geographical scale. ERDKUNDE – Archive for Scientific Geography, 71 (4), 301-312.	Document type: Journal article	Links / Downloads:
2016	2016: Distance and modern banks' lending to SMEs: decentralised versus centralised banking in Germany Citation: Flögel, F. (2016): Distance and modern banks' lending to SMEs: decentralised versus centralised banking in Germany. IAT discussion paper, 2016 (01). Gelsenkirchen: Institut Arbeit und Technik.	Document type: Internet document	Links / Downloads:
2015	2015: The new realist ontology: metatheoretical foundation for research of modern finance? Citation: Flögel, F. (2015): The new realist ontology: metatheoretical foundation for research of modern finance? Zeitschrift für Wirtschaftsgeographie, 59 (4), 230-242.	Document type: Journal article	Links / Downloads:
2011	2011: Ethnic versus religious grocery-shopping: an investigation into the shopping place selection of "South Asian British Muslims" Citation: Flögel, F. (2011): Ethnic versus religious grocery-shopping: an investigation into the shopping place selection of "South Asian British Muslims". GeoLoge, 3 (1), 13-23 .	Document type: Journal article	Links / Downloads: